Nearly three quarters (72%) of life insurers are now offering HIV positive people some form of life assurance, a survey for Unusual Risks has found.
The survey is now in its fourth year, the first in 2011 having shown 50% of insurers were offering any form of HIV life assurance.
The first HIV life insurance products were introduced in 2009, after a decade of campaigning.
Unusual Risk surveyed the top eleven insurers serving independent brokers between March and August 2015.
Chris Morgan, lead financial adviser of Unusual Risks, said: "We recently surveyed the top eleven life assurance groups, servicing brokers and were delighted to see that 72%* of companies are offering Life Assurance to HIV Positive people.
"It is encouraging to see an increasing number of Life Assurance providers and products available to the HIV community."
"Unusual Risks are actively campaigning for Insurance providers to offer Income Protection and Critical Illness Cover to HIV Positive people and are currently in discussions with the Association of British Insurers over these matters on behalf of the HIV Community."
"Over the last twelve months we have seen an increase from 61%* up to 90%* of HIV Positive people, that would consider IPP & CIC if it were available in the market place.
"Every week HIV Positive people contact my office looking for these products to protect their mortgages, partners and families."