COVER Survey: Advisers damning of protection insurer service levels

"It takes longer than ever to get underwriting terms"

John Brazier
clock • 5 min read

COVER surveyed the protection intermediary space on the ongoing issues surrounding service levels from insurance providers, finding specific ire towards underwriting decisions and processes, and poor communication channels.

One of the big themes of 2023 so far, beyond Consumer Duty and the cost of living, has been a growing frustration in the intermediary space over perceived worsening of service levels from protection and health insurance providers. While this discourse hasn't quite reached the levels of open criticism from advisers on media platforms and in industry events, that is perhaps only a matter of time. In order to gauge the current sentiment among the intermediary community on this subject, COVER issued a survey among its intermediary contacts and member firms of the PDG, aiming to identify t...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

PDG launches Protection Insights Report 2026

PDG launches Protection Insights Report 2026

Underwriting, annual statements, market views

Cameron Roberts
clock 25 February 2026 • 2 min read
COVER Women in Protection and Health Awards 2026: Finalists announced

COVER Women in Protection and Health Awards 2026: Finalists announced

Recognising female excellence in protection and health

COVER
clock 25 February 2026 • 5 min read
Thameside Associates expands Stonebridge partnership

Thameside Associates expands Stonebridge partnership

Continues for 10 years

Cameron Roberts
clock 20 February 2026 • 1 min read