Potential expats need to realise that relocation will mean getting to grips with foreign processes despite exciting lifestyle changes, Jelf Employee Benefits has warned.
Jelf said advisers needed to lay plenty of groundwork for clients moving abroad to live and work.
The firm said contracts and tying up loose ends in the UK, healthcare and budgeting in the new lifestyle were the top three challenges when dealing with clients at the point of relocation.
In a list of 10 areas that needed addressing Jelf included: banking, tax and legal systems, cultural considerations and education and childcare.
Sarah Dennis, international healthcare director for Jelf Employee Benefits says: "Life as an expatriate brings fresh and exciting challenges to those who choose to move abroad.
"While this lifestyle may offer a warmer climate or better job prospects and exciting opportunities there will still be life carries on as normal and there are still bills to pay and processes to get to grips with in a new country."
She added too many clients has a rose-tinted view when thinking about their move which often led to a lot of unnecessary stress further down the line.