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Nicola Culley

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Articles by Nicola Culley

PMI: Can fraud be beaten?

With PMI fraud hitting the headlines, Nicola Culley investigates the size of the problem.

  • PMI
  • 18 June 2013
The Flexible way?

Group CI has seen steady growth in the past year or so, but why? Nicola Culley investigates and assesses whether the increase is sustainable.

  • Critical Illness
  • 14 June 2013
Public health briefing aims to reduce diabetes, heart disease and cancer

Helping local authorities to tackle obesity is the focus of a NICE local government public health briefing published today, in a bid to reduce diabetes, cardiovascular disease and cancers.

  • PMI
  • 21 May 2013
Symponia adds home care group to partner panel

Long term care adviser body Symponia has added a national home care group to its panel of preferred partners for clients.

  • Long Term Care
  • 21 May 2013
Aviva moves to improve operational ability

Aviva has moved to cloud-based systems in a bid to improve the group's finance, sales and operations.

  • Insurer
  • 21 May 2013
NICE cuts funding for advanced ovarian cancer

The National Institute for Health and Care Excellence (NICE) has advised the NHS against funding for a drug used for advanced ovarian cancer.

  • PMI
  • 21 May 2013
Aviva announces three-year deal with national advice firm

Aviva has announced a three-year deal with the Lighthouse Group to provide life protection products through its national adviser division, Lighthouse Financial Advice (LFA).

  • Adviser / Broking
  • 20 May 2013
Suspected iPMI fraud of "considerable" size under investigation

Suspected international PMI fraud of "considerable" size is currently under investigation after increasing activity in recent years, Axa PPP has reported.

  • International PMI
  • 20 May 2013
Health secretary announces £260m funding for NHS hospitals

Health secretary Jeremy Hunt has announced £260m funding for NHS hospitals, to be invested in patient safety plans.

  • PMI
  • 17 May 2013
Care and support minister appoints chief to drive care quality

Minister for care and support has appointed a chief social worker for adults in a bid to drive up the quality of long-term care.

  • Long Term Care
  • 17 May 2013
Employer reports high retention and morale from cash plan benefits

An employer has reported higher employee retention and morale after integrating cash plans as an employee benefit into the company.

  • Cashplans
  • 16 May 2013
AMII: Will 2013 be a tipping point for private healthcare?

The NHS' future following Lansley reforms and the Francis Report, and impact on private healthcare, will be top of the agenda at the Association of Medical Insurance Intermediaires' annual private healthcare summit on 9 July.

  • PMI
  • 16 May 2013
SME flex growth will drive adviser group CI sales - Aviva

Adviser opportunities in the development of flex benefits systems for smaller employees are set to further encourage growing group critical illness (group CI) sales, Aviva has said.

  • Products
  • 16 May 2013
Individual CI - Polar opposites

Nicola Culley examines recently launched individual critical illness plans that typify both poles of the market.

  • Critical Illness
  • 15 May 2013
Broker protection business will rise to match mortgage lift - First Complete

Broker protection business will rise significantly in the next two months to catch up to a notable lift in the mortgage market, First Complete has said.

  • Individual Protection
  • 15 May 2013
Jelf: Benefits 'commonly overlooked' by employees

Employee benefits that can be of benefit to dependents and spouses are commonly being overlooked and under-used by employees, Jelf has said.

  • Employee Benefits
  • 15 May 2013
Strong first quarter down to Groupama acquisition, says Ageas

Ageas has put a strong first quarter down to acquisition of Groupama Insurances, with business results showing a rise in profits.

  • Insurer
  • 15 May 2013
F&TRC: Claims stats cannot realistically be compared

Currently published claims statistics, adviser use of them and the need for standardisation are set to be important debating points at research company F&TRC's next Protection Forum event on 23 May.

  • Income Protection
  • 14 May 2013
Jeremy Hunt tackles 'shockingly low' dementia diagnosis rates

Jeremy Hunt has announced NHS England will be tackling "shockingly low" dementia diagnosis rates, with plans that could identify and treat 160,000 people unknowingly living with the condition.

  • PMI
  • 14 May 2013
Stress and depression hit 7-year high in financial services

Stress, depression and anxiety has increased to a seven year high in the financial services sector, Legal and General has reported.

  • Income Protection
  • 14 May 2013
Provider: Asthma does not always impact life insurance

Insurance provider Endsleigh has launched support for sufferers and potential sufferers of asthma to educate on how it can affect life insurance policies.

  • Term Assurance
  • 14 May 2013
Knee pain sufferers are being let down - Bupa

Knee pain sufferers are being let down by lack of treatment choice, Bupa has said.

  • PMI
  • 13 May 2013
GPs miss early detection of fast-growing child eye cancer

Babies and young children are facing serious delays in receiving life-saving treatment because symptoms are being missed by frontline health professionals, Childhood Eye Cancer Trust (CHECT) figures have shown.

  • PMI
  • 13 May 2013
Laing & Buisson to publish care home financials

Laing & Buisson has updated its directory of long-term care facilities with financial information, following the Department of Health announcement that the Care Quality Commission will now oversee financial stability of the largest care homes.

  • Long Term Care
  • 13 May 2013
Price war? CI premiums lower than pre G-Day

Price wars between providers are "as full on as ever", CIExpert has stated following reports that some critical illness (CI) premiums are lower than pre-G-Day rates.

  • Critical Illness
  • 13 May 2013
Network hosts events for advisers and protection providers

Adviser network Pink is set to host a series of business development conferences across the UK in a drive to build relationships between advisers, lenders and protection providers.

  • Individual Protection
  • 13 May 2013
Care Bill: 'independent financial advice' is a must

Local authorities must provide care funders with information regarding access to independent financial advice, the Care Bill has stipulated, published in Parliament today.

  • Long Term Care
  • 10 May 2013
Bright Grey/Scot Prov MD Roger Edwards steps down after 12 years

Roger Edwards, managing director of Scottish Provident and Bright grey, is leaving the Royal London Group after 12 years amid a restructure in the intermediary division.

  • Adviser / Broking
  • 10 May 2013
Aviva launches core PMI benefit

Aviva has launched a core benefit for its large corporate private medical insurance clients.

  • PMI
  • 10 May 2013
WOL sales plummet after loss of investment-linked products

Whole of life sales have plummeted following a change in non-investment linked marketing emphasis among providers, Swiss Re's Term and Health Watch 2013 has shown.

  • Whole of Life
  • 08 May 2013
Physiotherapy network launches to improve PMI claimant outcomes

A national physiotherapy network aimed at insurers, solicitors, employers and occupational health professionals has been launched to maximise clinical outcomes for injured parties.

  • PMI
  • 07 May 2013
NFU Mutual calls for life policies review to tackle 'unnecessary' IHT bill

NFU Mutual has called for a review of life insurance policies to tackle high inheritance tax bills for bereaved families.

  • Term Assurance
  • 07 May 2013
Advisers call for claims statistics clarity

Advisers have called for more detail and clarity around claims statistics, following the publication of income protection (IP) figures from Friends Life earlier today.

  • Adviser / Broking
  • 03 May 2013
Friends Life publishes IP claims stats for the first time

Friends Life has announced its income protection (IP) claims statistics for the first time.

  • Income Protection
  • 03 May 2013
PruProtect sponsors charity bike ride led by Michael Vaughan

PruProtect has been confirmed as the title sponsor for a charity bike ride led by a former England cricket captain.

  • Individual Protection
  • 02 May 2013
Product news: Bupa reworks D2C PMI

Bupa has enhanced its direct-to-consumer health insurance product.

  • PMI
  • 02 May 2013
L&G launches business protection campaign with Unbiased

Legal & General has partnered with Unbiased.co.uk to form a campaign to tackle the UK's business protection gap with the help of advisers.

  • Adviser / Broking
  • 01 May 2013
Growing expat numbers return home due to inadequate iPMI

Employers need to fully research the healthcare system in destinations where employees are being relocated, as increasing numbers of expats return home after failing to budget adequately, Jelf Employee Benefits has warned.

  • International PMI
  • 01 May 2013
Ageas Protect launches business protection plan

Ageas Protect has launched a business protection product range that aims to cater for all business sizes.

  • Business
  • 01 May 2013
Product news: Simplyhealth introduces SME private medical insurance

Simplyhealth has launched a private medical insurance (PMI) proposition for small to medium sized businesses.

  • Insurer
  • 30 April 2013
Businesses struggle with increased debt risk, yet protection gap grows

Businesses are struggling with debt structure and day-to-day cash flow management, yet the amount of businesses underinsured has grown, Legal and General has reported.

  • Business
  • 30 April 2013
Insurers need alternative data focus or risk competitive edge - analyst

Insurers need to focus on creative initiatives that draw data from alternative sources including social media, third parties and machine-to-machine communications, or else risk their competitive position, Ovum has warned.

  • Insurer
  • 30 April 2013
FOS: 'Pragmatic, commonsense' FCA will re-balance PPI issues

FOS has said the more "pragmatic, commonsense" approach of the new regulator will fill the need to re-balance past industry issues like the extensive PPI mis-selling.

  • Regulation
  • 30 April 2013
Drugs discovered to reduce breast cancer in women by 38%

Four drug types have been found to reduce breast cancer incidence by 38% in women at an increased risk of the disease, according to a Cancer Research UK study published in The Lancet.

  • PMI
  • 30 April 2013
LTC advice seekers turn increasingly to advisers

Financial advisers and the internet are the fastest growing avenues for those seeking long-term care funding advice, Partnership has reported.

  • Long Term Care
  • 29 April 2013
Cirencester reports strong 2012 despite RDR Holloway confusion

Cirencester friendly's annual results show increases in membership and premium income with reduced operating costs, despite confusion around RDR and Holloway products.

  • Insurer
  • 29 April 2013
Simplyhealth chief exec steps down

Chief executive officer of Simplyhealth, Des Benjamin, has stepped down after 13 years at the company.

  • Insurer
  • 29 April 2013
Aviva pays 93.5% of IP claims

Aviva paid 93.5% of income protection claims in 2012, the insurer's claims statistics have shown.

  • Income Protection
  • 29 April 2013
123
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