As part of COVER's 20th Anniversary series, Fiona Murphy talks to Scottish Widows' Johnny Timpson about the critical illness market.
Vaping carries health risk but not as harmful as smoking
Darren Wilkes ordered to pay for costs by 20 August following investigation into resolved complaint in 2006
National Friendly reports 40% rise in sales of out-patient plan
She will help oversee development of practitioner register for private healthcare sector