As part of COVER's 20th Anniversary series, Fiona Murphy talks to Scottish Widows' Johnny Timpson about the critical illness market.
£20 to £100-a-month premiums to cover funeral costs, clear debt and leave money to family
Employers are not doing enough to support employees mental and physical health as NHS struggles, research by Westfield Health has found
UK economy loses £105m every year due to oral health-related sick days
However 61% of employers believe employees are satisfied by benefits packages