In depth

Access to insurance

'It takes courage to make that first step and ask for help'

'The important thing is employers continue to trust in their people'

Lowest levels in over a decade

'From nervousness to new horizons'

'A tremendous tribute to the market'

Key messages

Whole Health strategy

Modernise and adapt

‘On my first day I was given an ashtray, a stapler and a staple extractor…’