The average life assurance policy taken by the gay community is now £242,578, an increase of 28% over just four years.
Compass, an adviser specialising in the gay community, has published research into the amounts of life assurance that gay men and women insure themselves for.
This shows an increasing sum assured over recent years from£189,311 (2009) to £217,887 (2010) and £228,524 (2011).
This year's figure of £14,000 is a 6% annual increase on last year's survey.
Chris Morgan the Marketing Manager at Compass Mortgage & Insurance Services, Said: ‘This indicates that Gay Men and Women are now finally getting over the discrimination imposed on them by the insurance industry during the previous two decades'.
"This increase in Gay Life Assurance for the fourth consecutive year means that since the survey was introduced in 2009 the average size of a life assurance policy taken out within the gay community has now grown in total by 28%.
"This indication of growth means that gay men and women are protecting their families, partners and mortgages."
Compass also looked at the amount of gay & lesbian people taking out income protection policies alongside their life policy. This figure currently stands at 20%, similar to last year's Critical Illness Cover figure of 22%.