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loaded premiums

FCA Market Study: The problem of loaded premiums

Adviser / Broking

FCA Market Study: The problem of loaded premiums

Firms should “prioritise simplicity and transparency”

clock 17 September 2025 • 3 min read
iPipeline expands Advanced Underwriting to whole of market

Individual Protection

iPipeline expands Advanced Underwriting to whole of market

Three more providers set to join

clock 01 September 2025 • 1 min read
Claims and underwriting: Securing life cover after breast cancer

Individual Protection

Claims and underwriting: Securing life cover after breast cancer

“Don't take the initial decision at face value”

clock 02 April 2025 • 6 min read
PDG responds to FCA Market Study update

Regulation

PDG responds to FCA Market Study update

Expanded terms of reference

clock 31 March 2025 • 2 min read
COVER Protection and Health Summit North 2025: Final call to register

Adviser / Broking

COVER Protection and Health Summit North 2025: Final call to register

27 March 2025 – The Park Royal Hotel, Warrington

clock 18 March 2025 • 1 min read
FCA urges insurance manufacturers to ensure fair value

Individual Protection

FCA urges insurance manufacturers to ensure fair value

Loaded premiums are a concern

clock 07 December 2023 • 4 min read
HSBC Life extends critical illness cover for Type 2 Diabetes

Critical Illness

HSBC Life extends critical illness cover for Type 2 Diabetes

Bypasses need for NHS records

clock 14 June 2023 • 2 min read
Royal London rolls out underwriting changes for diabetes

Underwriting

Royal London rolls out underwriting changes for diabetes

Additional loadings altered

clock 25 April 2023 • 1 min read
Jonathan Morris: Should a client take a rated quote?

Individual Protection

Jonathan Morris: Should a client take a rated quote?

"As time passes, there is an increasing risk of further health issues arising"

clock 19 December 2022 • 4 min read
Tony Müdd: The law of unintended consequences

Regulation

Tony Müdd: The law of unintended consequences

"You cannot argue that the introduction of Consumer Duty isn’t the right direction of travel."

clock 26 May 2022 • 4 min read
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