loaded premiums

“Don't take the initial decision at face value”

Expanded terms of reference

27 March 2025 – The Park Royal Hotel, Warrington

Loaded premiums are a concern

Bypasses need for NHS records

Additional loadings altered

"As time passes, there is an increasing risk of further health issues arising"

"You cannot argue that the introduction of Consumer Duty isn’t the right direction of travel."

Updated Product Intervention and Product Governance Sourcebook

‘We should root out this practice’