loaded premiums

Industry reacts: FCA Pure Protection Market Study

Regulation

Industry reacts: FCA Pure Protection Market Study

Many industry issues have been "side stepped"

clock 29 January 2026 • 5 min read
No interventionist remedies proposed for protection: FCA Pure Protection Market Study

Regulation

No interventionist remedies proposed for protection: FCA Pure Protection Market Study

Loaded premiums, product performance, customer value

clock 29 January 2026 • 4 min read
The COVER Review: FCA market study, provider news and everyday accidents

Insurer

The COVER Review: FCA market study, provider news and everyday accidents

Week commencing 15 September 2025

clock 19 September 2025 • 1 min read
FCA Market Study: The problem of loaded premiums

Adviser / Broking

FCA Market Study: The problem of loaded premiums

Firms should “prioritise simplicity and transparency”

clock 17 September 2025 • 3 min read
iPipeline expands Advanced Underwriting to whole of market

Individual Protection

iPipeline expands Advanced Underwriting to whole of market

Three more providers set to join

clock 01 September 2025 • 1 min read
Claims and underwriting: Securing life cover after breast cancer

Individual Protection

Claims and underwriting: Securing life cover after breast cancer

“Don't take the initial decision at face value”

clock 02 April 2025 • 6 min read
PDG responds to FCA Market Study update

Regulation

PDG responds to FCA Market Study update

Expanded terms of reference

clock 31 March 2025 • 2 min read
COVER Protection and Health Summit North 2025: Final call to register

Adviser / Broking

COVER Protection and Health Summit North 2025: Final call to register

27 March 2025 – The Park Royal Hotel, Warrington

clock 18 March 2025 • 1 min read
FCA urges insurance manufacturers to ensure fair value

Individual Protection

FCA urges insurance manufacturers to ensure fair value

Loaded premiums are a concern

clock 07 December 2023 • 4 min read
HSBC Life extends critical illness cover for Type 2 Diabetes

Critical Illness

HSBC Life extends critical illness cover for Type 2 Diabetes

Bypasses need for NHS records

clock 14 June 2023 • 2 min read