AXA PPP healthcare is offering medium and larger-sized businesses a private medical insurance (PMI) scheme, AccessHealth, which the insurer says will provide affordable health cover and support for the whole workforce.
Aimed at employees who are not covered by ‘traditional' medical insurance, AccessHEALTH focuses on early intervention and support and helps employers tackle key health risks to productivity.
The PMI scheme has no exclusions for pre-existing medical conditions, no excess to pay and no qualifying period' to use the benefits.
The cover is designed for schemes of 100+ employees and is available from 01 January 2016.
It also includes two cover level options, Core and Plus.
Chris Horlick, distribution director at AXA PPP healthcare, said: "We know from feedback from the market that there's a genuine need for affordable health and wellbeing cover for the whole workforce.
"AccessHEALTH provides easy, direct access to expert healthcare without any delays and engages people in their own wellbeing - addressing a significant protection opportunity for intermediaries when it comes to advising clients who want to safeguard employee health."
He continued: "As well as bringing a highly valued benefit to workers who, ordinarily, would not have the benefit of company-paid medical insurance cover, AccessHEALTH will help employers to keep their workforce active and healthy and, if they should become ill or injured, provide early access to investigation and treatment of the two biggest causes of sickness absence - musculoskeletal conditions and psychological issues."
