Friends Life has outlined its approach to RDR including individual and group protection changes.
The insurer has referred to its approach as "simple" following a "rigourous" review process.
Its individual protection proposition, one of four key focal areas, will continue to offer the existing commission arrangements without change.
And it will also facilitate an adviser charge, agreed by the adviser and client, by offering an option of incremental premium reduction on its quotation system to reflect the agreed fee.
Commission payment will continue for group protection with offered support for advisers opting for fee-based remuneration.
Colin Williams, managing director of corporate benefits at Friends Life, said: "RDR is a landmark moment for the financial services industry.
"We are fully supportive of the increased standards and transparency the reforms will bring and we are working to make it as easy as possible for advisers to make the changes required."
Other division plans include corporate benefits, retirement income and investment through Friends Life International.
Further information can be found on the RDR section of its website www.friendslife.co.uk/RDR
