Income Protection specialist, dg Mutual, has paid out 99% of claims for the third year running, with over 50% of claims paid out within one week.
The provider, a specialist in self-employed professional cases, said the high rates are due to checking all applications thoroughly and conducting thorough medical checks at the outset.
Last year, over 50% of all Income Protection insurance claims were paid within one week, with 90% turned around within two weeks.
The mutual's CEO, David Thompson, CEO of dg Mutual, "There are many stories about Income Protection insurance payouts taking a long time to settle which is not what we want for our members.
"We carry out all our medical checks at the outset which ultimately makes it a far simpler process and means there are no nasty surprises."
Infection is still dg mutual's highest cause of Income Protection Insurance claim including Swine flu and viral illnesses, proving it's not just long-term conditions that keep self employed professionals off work.
