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Across all group risk products

“Mutuals provide diversity of choice”

95.4% of claims paid

“Far more attuned to adviser and client requirements”

Latest member to rejoin

Includes life planning and estate administration tools

“The era of 'cheap' data is over”

Institute issues its response to FCA discussion paper

Across buy-now, referral partnerships, end-to-end and partial journeys

Damaging impact on sector