Individual Protection

'In a free market, choice is fair and right as long as the customer understands how and what they are buying.'

'A continuation of strategy'

Mental health was the most common reason for an income protection claim

'Sometimes changing even one key behaviour will generate greater than usual actuarial benefit'

One in five haven’t heard of income protection

Personalised and data-driven approach

Across individual, group life and group IP

Awareness during ‘Movember’

“Clear disconnect” still remains in protection discussions

Access to specialist protection