Policyholders hiding mental health issues from insurers: Scottish Widows

One in five believe disclosing mental health issues will impact on premiums

John Brazier
clock • 1 min read

Nearly half of UK adults experienced mental health issues throughout the pandemic but fears over cover being negatively impacted prevail.

A survey of around 2,000 UK adults found that while more 47% of respondents indicated they had experienced mental health challenges during the Covid-19 pandemic, only a small percentage are disclosing this to their insurer. The research found that while three in 10 (30%) of people are currently experiencing a mental health conditions, just 44% percent of that group have informed their insurance provider. Scottish Widows highlighted that one in five (18%) respondents believed that disclosing mental health issues would result in failing to secure cover or increased premiums. Meanwhil...

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