Is it time for intermediaries to look at whole of life cover as more than an Inheritance Tax planning tool and to take a multi-usage approach, asks Jennifer Gilchrist.
When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.
Bereavement is bad enough without money troubles. Rachel Clarke explains the complexities of using whole of life policies
Inheritance tax planning and providing funeral costs are the typical uses for whole of life products, but Owain Thomas discovers there is more to it than just covering your financial burdens
Friends Provident International has launched an online seminar looking at Inheritance Tax (IHT).
Paul Davies reviews the way trusts and life assurance policies can be used to meet succession planning challenges and considers some of the issues arising
The market for over 50s life cover plans is set to grow and, says James Eaglen, the products are already in the market
Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies
Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?
When approaching later life, as term assurance comes to an end, clients do not want to be concerned with either increasing mortgage terms or reevaluating wills in order to avoid inheritance tax issues. By taking out whole of life cover instead, Simon...