Terms and conditions of the Scottish Widows Calendar competition:
• The competition is open to advisers only.
• The closing date of the competition is 12pm GMT Tuesday 21 December 2016
• Entries must be submitted via Twitter.
• The prizes will be awarded to the first 2 entrants selected at random on 21 December 2016 from the replies tweeted.
• No cash alternative will be offered. We reserve the right to substitute the prize for one of equal or higher value if the offered prize is unavailable.
• The winner will be notified within 3 days of the closing date
• The promoter's decision is final and no correspondence will be entered into.
• The promoter is Incisive Media Haymarket House, 28-29 Haymarket, London SW1Y 4RX. Registered in England.
