Legal & General (L&G) are offering a Second Medical Opinion service as standard on all new policies, with the service managed by Healix Health Services.
L&G will pay a contribution of up to £300 towards the cost of a face to face consultation, the average cost is £250.
Term assurance, Critical Illness, Family and Personal Income Plans, Income Protection Benefit and Business Protection are all covered.
Steve Bryan, Intermediary, Insurance, Legal & General Insurance said: "Our Second Medical Opinion service aims to provide our customers with added peace of mind at a very distressing time in their lives.
"It will help them to seek expert advice should they choose to discuss their condition further with a Consultation Specialist.
"This is a part of our on-going commitment to frequently review and adapt our claims process to ensure that it is as stress-free and efficient as possible.
"We pride ourselves on our performance when it comes to claims and measures such as this, along with the implementation of our dedicated, Samaritan trained claims team, can help limit the financial and emotional impact that illness can have on people's lives."