Almost half L&G's MS claims made by people aged 18-40

clock

Almost half (47%) of all claims for multiple sclerosis (MS) by Legal & General (L&G) policyholders were made by people aged between 18 and 40 in 2014, the insurer has revealed.

The figure is 8% higher than in 2013, and the average age of all claimants in 2014 was 42, with women accounting for 65.7% of claims.

Legal & General changed their critical illness definition of MS to require claimants to have a definite diagnosis where there have been symptoms, rather than current symptoms in September 2014.

A quarter of those with MS are misdiagnosed, with many other conditions having to be ruled out before a definite diagnosis can be made, according to The Multiple Sclerosis Society.

Mark Holweger, managing director, intermediated at Legal & General, said: "It is concerning to see the number of Multiple Sclerosis claims made by Legal & General policyholders has increased significantly since 2013, and particularly worrying to see so many young people affected.

"More than 100,000 people suffer with MS in the UK.

"At time of ill health people need the peace of mind that any critical illness policies or cover they have purchased is going to come through for them so they can focus on their recovery."

Further Reading:

Zurich announces CI changes

L&G launches business protection training videos

L&G joins TMA protection panel

More on Critical Illness

CIC knowledge gap widening: Vitality

CIC knowledge gap widening: Vitality

Nearly half of those covered not aware of claim conditions

Cameron Roberts
clock 27 March 2024 • 1 min read
Half of CIC policyholders unaware of claimable conditions: Vitality

Half of CIC policyholders unaware of claimable conditions: Vitality

Lack of awareness around Crohn’s diagnosis payout

Jaskeet Briah
clock 07 March 2024 • 2 min read
As seen on TV

As seen on TV

More focus needed on consumer CI awareness

Alan Lakey
clock 23 February 2024 • 3 min read

Highlights

COVER Survey: Advisers damning of protection insurer service levels

COVER Survey: Advisers damning of protection insurer service levels

"It takes longer than ever to get underwriting terms"

John Brazier
clock 12 October 2023 • 5 min read
Online reviews trump price for young people selecting life and health cover

Online reviews trump price for young people selecting life and health cover

According to latest ReMark report

John Brazier
clock 11 October 2023 • 2 min read
ABI members with staff neurodiversity policy nearly doubles

ABI members with staff neurodiversity policy nearly doubles

Women within executive teams have grown to 32%

Jaskeet Briah
clock 10 October 2023 • 3 min read