Government’s Better Health campaign
Importance of advice & full disclosure
‘Likely to appeal to clients with pre-existing conditions’
Following January 2020 changes
Insurer paid 95% of life CI claims so far this year
‘We will all miss that smile’
'How would you cope if your partner contracted an illness?'
Second round of changes for 2020
‘Flexible Protection Plan’ revamped
‘Some limits seem excessive and totally unjustified’
Percentage stats for each provider
‘Seeing the wood for the trees’
£575m in total
Following initial spike
'Limited impact to the quality index'
‘Truly innovative conditions’
'A worthwhile upgrade'
What is normal?
Upgrade moves insurer 'back up quality tables'