A direct comparison

Why advisers need to be in the know on D2C plans

clock • 3 min read

Alan Lakey, co-founder, CIExpert, discusses D2C plans and why advisers need to know what is on offer to clients through aggregator sites to differentiate themselves in the market.

At CIExpert we allow advisers to compare intermediated plans with both white label and D2C versions. Many users are unaware of this facility and often ask why we offer this comparison option. The reason is simple, most insurers white label and D2C plans are different to those that advisers can offer, advisers need to be able to understand these differences. D2C plans are usually inferior versions that fail to stand up to scrutiny alongside the quality versions that advisers retain within their armoury. This applies similarly to plans on the aggregator sites where the focus appears more o...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

The COVER Review: NHS waiting list, group protection and advice processes

The COVER Review: NHS waiting list, group protection and advice processes

Week commencing 10 November 2025

COVER
clock 14 November 2025 • 1 min read
COVER Women in Protection and Health Awards 2026: Final day to nominate

COVER Women in Protection and Health Awards 2026: Final day to nominate

Deadline 14 November

COVER
clock 14 November 2025 • 1 min read
How to embed a repeatable protection sales process in your firm

How to embed a repeatable protection sales process in your firm

“How consistently are our advisers discussing protection?”

Toni Smith
clock 13 November 2025 • 3 min read