As we round out 2025, protection advisers shared their views with COVER on how the industry fared throughout the year.
2025 has seen numerous changes for protection, with industry news having been dominated by regulation, the Autumn Budget, technology and access to insurance. An increased client focus on inheritance tax (IHT) led the way this year, with several advisers noting increased demand for support. Alan Knowles, managing director, Cura Financial Services, says he has seen a clear rise in customers seeking life insurance to cover IHT, driven largely by the Government's decision to bring pensions into an individual's estate from 2027. Changes to IHT have created increased interest in IHT plan...
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