"I was surrounded by some real role models, that I now call them real models"
"Specialist advice is crucial"
‘Adults have no plans to stop paying for their policies’
"The increases in NI make the potential savings greater"
‘10% struggling to pay for food’
‘Changing the status quo has proved very difficult’
'Protection wasn’t a financial priority’
"Let’s tell people the basics and not try to be too clever about it"