"The key thing is to identify the need and have a conversation"
"IP needs to be more relevant to the needs of today’s clients"
"Clients were being referred for other types of advice, but not income protection"
No penalty for claiming for the same condition twice
"Having an ongoing income and being able to contribute like that was incredibly important for my self-respect"
"It's building the foundation for that protection conversation"
Income Protection has the potential to safeguard people’s home ownership, yet it is up to advisers to make them aware of this benefit.
New Maximum Benefit tool created
"Everyone’s situation is different and these differences should be incorporated"