People living with HIV continue to face barriers to accessing both protection and general insurance, despite improvements in availability over the past decade, a major new report from NAT (National AIDS Trust) has warned.
Pulse Insurance has recently launched Positive Life, a straightforward solution for anyone with HIV who is otherwise healthy, COVER can exclusively reveal.
The average amount HIV positive people are insuring themselves for has increased to an average of £137,192, a survey for Unusual Risks has found.
The overwhelming majority of HIV positive people (90%) would consider an income protection (IP) or critical illness (CI) policy, up 29% from October.
None of the ten biggest providers of critical illness and income protection policies offer products for HIV positive people, a survey for Unusual Risks has found.