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HIV

Term Assurance

HIV+ life cover entering the mainstream

The market has seen a huge increase in awareness of HIV+ life assurance, as 78% of those with the condition are now aware of available cover, medical IFAs Unusual Risks has said.

clock 07 May 2013 •

Term Assurance

HIV+ people wrongly surrender policies after diagnosis

The majority of policyholders have been cancelling insurance policies following HIV positive diagnosis, an adviser has reported.

clock 04 February 2013 •

Term Assurance

IFAs best for HIV - survey

Two thirds (66.6%) of UK life assurance providers servicing the IFA market are now offering some form of HIV life assurance.

clock 20 November 2012 •

Term Assurance

HIV life insurance levels at 'useful amounts'

HIV Positive people taking out HIV Life Assurance are insuring themselves for an average of £134,667, according to IFAs Unusual Risks.

clock 10 September 2012 •

Adviser / Broking

HIV+ still unaware of available protection cover

Nearly all those with HIV are unaware of the availability of life cover for people in their situation.

clock 08 May 2012 •

PMI

Risk Clinic - HIV

I have a client with HIV. His medication keeps the condition under control, but it's the first case I've ever dealt with of this type. What is the situation? He is looking for the full suite of protection and I know things have improved here, but what...

clock 22 March 2012 • 4 min read

Individual Protection

HIV community is untapped protection market - Unusual Risks

The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.

clock 22 February 2012 • 1 min read

Service

HIV enters insurance mainstream

Half of insurers are now offering some form of HIV Life Assurance, up from 35% last year, according to medical financial advisers Unusual Risks.

clock 16 November 2011 • 1 min read

Term Assurance

Life insurers 'living in dark ages' for HIV+ clients

Life insurers are ‘living in the dark ages' and stigmatising HIV positive clients meaning their needs are not being met, according to research.

clock 23 November 2010 • 1 min read

uncategorised

Standing the test of time

Various types of exclusions are found in life and health insurance policies. James Shattock explains why they exist and that discounts for underwriting exclusions are now here to stay

clock 13 September 2010 •
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