HIV Positive people taking out HIV Life Assurance are insuring themselves for an average of £134,667, according to IFAs Unusual Risks.
This is the first time that the amount of life assurance being taken out by the HIV community has been assessed since HIV Life Assurance was launched back in 2009.
Unusual Risks has established that 82% of HIV positive people currently have no Life Assurance and only 20% of HIV Positive people are even aware that Life Assurance is even available to them.
Chris Morgan, marketing manager at Unusual Risks, Mortgage & Insurance Services Said: "HIV positive people are at last insuring their mortgages and families for useful amounts of insurance.
"We are encouraged by this year's figure of £134,667 and are hopeful this figure will continue to improve as more HIV Insurance products become readily available in the market place.
"We are actively encouraging the HIV community to take advantage of the new HIV Life Assurance and Mortgage products. We are also committed to our work with product providers, encouraging them to offer this type of cover and improve the terms and conditions available."
Unusual Risks has also drawn comparison between two related communities, the Gay & HIV communities, to help to illustrate to the gap that exists within the Life Assurance needs of HIV Positive people.
Recent research conducted within the gay community found an average insurance level of £242,578.
