National AIDS Trust (NAT) applauds Association of British Insurers (ABI) decision to exclude "discriminatory" wording
Previously, the ABI's ‘Statement of Best Practice for Critical Illness Cover' recommended that a claim for HIV diagnosis could only be made where HIV had been acquired from a blood transfusion, physical assault or at work in an eligible occupation - a stance that NAT regarded as ‘moralising' and ‘discriminatory'. It was also the case that if a policyholder was diagnosed with HIV after purchasing a CIC policy, their policy would effectively be rendered void as HIV excluded them from claiming on...
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