The elderly and their families need to seek professional advice on long-term care funding, Partnership has urged.
Almost 60% aged 75 to 85-year-olds said that they did not want to go into a residential care home, according to the latest Partnership Care Index.
And 57% of respondents over 75 said they would prefer to rely on domiciliary care services instead.
Chris Horlick, managing director of care at Partnership, said: "The attitudes of the older generations towards their own needs are changing and they are very keen to maintain their independence as they get older.
"They do not want to have to go into a residential care home, but equally, they do not wish to become a burden to their children if they stay at home. It is important that they and their children seek expert advice as to what funding options are available to them regarding their finances."
The Partnership Care Index conducted 1023 online interviews with consumers aged over 45.
It included 100 interviews with those aged 75 and over to measure attitudes towards long-term care across the UK.