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Ruth Gilbert

Treasury 1 230x142
TRS trust exemption declared for protection policies

Following HMRC and HM Treasury consultation

  • Regulation
  • 16 July 2020
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COVID-19: Rays of hope amid the gloom

With case numbers falling, Ruth Gilbert tests some COVID-19 theories

  • Individual Protection
  • 07 May 2020
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COVID-19 mortality rates: Looking for perspective

Ruth Gilbert explores what the data is telling us

  • Individual Protection
  • 23 April 2020
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'Shark-like dangers lurk' in IHT reform proposals

Ruth Gilbert investigates another potential threat to life policies

  • Regulation
  • 19 February 2020
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Protection industry wins trust exemption

Ruth Gilbert reports

  • Regulation
  • 24 January 2020
Our top 20 features of 2019
Our top 20 features of 2019

The most-clicked content on COVER from over the past 12 months

  • Adviser / Broking
  • 03 January 2020
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A DECADE OF DISTRIBUTION: Upward trends

New channels, specialist advisers and mortgage brokers

  • Individual Protection
  • 13 December 2019
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Income protection sales reach highest level in 15 years

From PPI to the credit crunch

  • Income Protection
  • 11 November 2019
Mortality rates 2019: How suicide numbers will impact insurers
Mortality rates 2019: How suicide numbers will impact insurers

Part two

  • Underwriting
  • 30 September 2019
How OTS proposals for IHT will impact life insurers
How OTS proposals for IHT will impact life insurers

Groundhog day?

  • Regulation
  • 10 July 2019
Probate fees: Unmarried couples' life cover most at risk
Probate fees: Unmarried couples' life cover most at risk

'False alarm'

  • Adviser / Broking
  • 17 April 2019
COVER Feature: A bold claim
COVER Feature: A bold claim

Publishing paid claims stats, customer care and using personal stories

  • Marketing
  • 05 March 2019
COVER Feature: Chilling statistics
COVER Feature: Chilling statistics

What’s behind the rises in deaths of under-65s?

  • Underwriting
  • 06 December 2018
Guardian 'Payout Planner' explained
Guardian 'Payout Planner' explained

Policyholders nominate beneficiaries of a death benefit at application stage without the need for probate or a trust in place

  • Technology
  • 24 May 2018
Increasing trust(s) in Protection
Increasing trust(s) in Protection

In her second of two articles, Ruth Gilbert argues a combined industry effort would improve pay-out times for life cover claimants

  • TCF
  • 13 April 2018
Protection's trust problem
Protection's trust problem

Failures in the trusts solution are damaging consumer trust in protection, writes Ruth Gilbert

  • Individual Protection
  • 09 March 2018

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Johnny Timpson to leave Scottish Widows
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Royal London adds 'innovative' Underwrite Later option
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Richard Kateley to retire from Legal & General
Matthew Chapman: Seven things I want to see in 2021
Matthew Chapman: Seven things I want to see in 2021
Aviva set to continue working from home following pandemic
Aviva set to continue working from home following pandemic
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