Specialist PMI provider Healthcare4Life has entered the corporate market with the launch of its '4 i...
Specialist PMI provider Healthcare4Life has entered the corporate market with the launch of its '4 in 1' group scheme ' a policy with no age-related premium increases.
There is a choice of four plans each offering different combinations of inpatient, outpatient, post hospitalisation and other benefits, including face-to-face counselling sessions and routine eye tests.
The schemes are both flexible and portable and can be transferred to a higher benefit plan or to an equivalent individual H4L plan with another employer.
Applicants can choose between full disclosure with full medical underwriting or a selective moratorium.
Hazel Berril, managing director at H4L, said: 'We are confident that our '4 in 1 group policy' will be extremely attractive to a lot of small to medium-sized businesses. Introducing age capping to a group policy will have a favourable impact on costs for employers.'
