Considering the details given, it was necessary that we assume certain information. We have ass...
Considering the details given, it was necessary that we assume certain information. We have assumed a postcode of IP27 0DA, confirmed the hernia as inguinal, put his height at 6 foot, weight at 13 stone, confirmed his arthritis is osteoarthritis and put his occupation as an IT consultant.
Considering the above factors and that David would like a fully comprehensive level of cover, we would recommend two options. Both offer immediate cover and will cover David's inguinal hernia ' his arthritis will be an exclusion on both policies.
Health Care Select 1, which is BUPA's most comprehensive policy, provides full cover for outpatient diagnostic tests, consultations and therapies to a benefit maxima of £1,000 per year; complimentary medicine to a benefit maxima of £250 per year; hospital charges for day-case and inpatient treatment; consultant fees for day-case and inpatient treatment (subject to being a consultant partner).
The second option that we would propose to David, depending on his need for complimentary medicine is Health Care Select 2. Taking out complimentary medicine and reducing outpatient therapies to £500 per year, would give a more cost effective cover with minimal changes to benefit.
The premiums for Health Care Select 1 with national access would be £102.41 per month for national access and £90.63 for local access. The premiums for Health Care Select 2 would be £91.88 for national access and £81.30 for local access.
