Opinion

'Employers are liable'

'Building a more financially self-reliant society'

'It should be the default for all family protection'

‘Protection advisers are not in control’

'Quick pigeon-holing is not good enough'

'Ignoring mental health will prove costly for employers'

'Turning it into a positive'

'Manage the gap'

'Our past has been rife with some very poor intermediary practice'

‘Employment is changing at a rapid pace’