Individual Protection

When there are children in a family, writes Steve Berry, it is especially important to think not just 'What if something happened to me?' but 'What if something happened to them?'

In the second of her two articles, Ruth Gilbert argues the ABI's recent consultation - now extended to 26 January - misses the chance to address the difficulties surrounding terminal illness claims

Some 3.2 million working couples are 'double income, no option' (DINO) households, according to research by LV=. This means they are reliant on two incomes to make ends meet, and would struggle to cope if they lost one.

Protection business to be named Guardian

The Association of British Insurers (ABI) has extended the consultation period for its 'Guide to Minimum Standards for Critical Illness Insurance' paper until 26 January 2018.

Fergus Bescoby discusses the symptoms and underwriting considerations associated with the inherited blood condition sickle cell disease

Scott Cadger runs through the four most common reasons people give for not taking out critical illness cover - and some suggestions on how advisers can offer reassurance on each in conversations with clients

The Financial Ombudsman Service (FOS) has sought to provide clarity regarding any potential confusion over the products advisers should recommend to clients to cover a decreasing loan or mortgage.

Former Jelf MD to join in January

In the first of two articles, Ruth Gilbert argues the ABI's recent consultation on its review of the statement of best practice for critical illness has removed one controversial proposal only to slide in another