Individual Protection

'In a free market, choice is fair and right as long as the customer understands how and what they are buying.'

'A continuation of strategy'

Mental health was the most common reason for an income protection claim

'Sometimes changing even one key behaviour will generate greater than usual actuarial benefit'

One in five haven’t heard of income protection

'Choosing the right moment to raise the subject of protection is about personalising the protection conversation'

Personalised and data-driven approach

Across individual, group life and group IP

'A significant impact on not only their education, but also their social skills and mental health'

Awareness during ‘Movember’