Previously she was business operations director for First Complete

Despite public confidence in protection, most people would rely on support from partners and savings to survive if needed

Less so if cause of death is heart attack or lung cancer

New version is "a different beast entirely" compared to individual CIC plans, says Alan Lakey

CIC replaced by 'employee significant illness cover' to meet HMRC requirements and remove confusion

Almost most two-thirds believe protection products are too expensive

Failures in the trusts solution are damaging consumer trust in protection, writes Ruth Gilbert

Specialist global insurance broker for high-risk individual protection joins Lloyd's of London

However GI & health performance weaker than predicted

The majority of managers do not have suitable training