80% believe life claims should be paid in full to non-disclosing smokers

According to new research by Protection Review's The Syndicate, four-fifths of UK people surveyed (1000 policyholders/1003 non-holders) believe that an accidental life insurance pay-out should be received in full even if the person who claimed to be a non-smoker was found to be a lifelong smoker. However this figure dropped significantly to 58% if it transpired the death was caused by heart attack, while 40% of respondents suggested non-disclosured smokers were entitled to claim even if they died of lung cancer. Disclosure The research also found that 72% believed that someone appl...