Opinion

F&TRC's Kirsty Tanner discusses how annual protection statements could work and the standards that insurers should consider adhering to.

Steve Casey asks what underwriting would be like if the protection industry was starting from scratch today.

Are some insurers reneging on the promise to publish claims stats? Tom Conner sets out why the whole industry must be as transparent as possible.

Toni Smith says that brokers would not have to seek out new policies so often for clients if insurers offered long-term customers the same or better deals as new joiners.

LifeSearch's Malcolm Robertson provides a snapshot of how far the group risk market has come.

A client of adviser firm Vita discusses how her life has changed since being diagnosed with cancer.

Legal & General's Richard Kateley says we should avoid pigeonholing advisers when discussing who should sell business protection. Here's why.

Paul Roberts discusses what changing retirement trends will mean for the protection market.

What a month for income protection and welfare reform. Richard Walsh discusses his report on resilient households, the government's Green Paper and the contradictory actions in the Autumn Statement.

Do UK life insurance companies know, or ever try and understand, how their customers feel during the hardest times in their lives, asks Roger Edwards.