Private medical insurers should look at ‘pooling' their SME flex risk, according to Jelf Employee Benefits.
Companies are not doing enough to question advisers on how exactly they meet requirements for appropriate and cost-effective advice, a benefits and actuarial firm has claimed.
The majority of small and medium sized enterprises (SMEs) have no key worker protection in place, despite death of a business owner emerging as the most disruptive potential scenario a business can face.
Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.
Business protection is one of the largest untapped markets in desperate need of financial advice. Clare Harrop issues a call to arms
With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.
Axa PPP's Fergus Craig has a keen eye on PMI. Paul Robertson asks him how the market is improving.
Smaller firms are being urged to take up private health insurance to cut absenteeism and boost staff satisfaction.
The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead
The new Fit Note regime ushers in a real headache for employers, employees and GPs alike. However, the system offers opportunities for advisers, says Phil Taylor
Challenges may vary. Runners may come and go as some fall and others enter the race. However, the group life insurance market is still one of the most cut throat and price competitive in the protection industry, writes Owain Thomas
Taking on International PMI business can stave off competition from other market sectors and be a profitable addition to a business' line up, says Andrew Apps
The current subject on brokers' lips is PMI claims transparency, yet this was banned from discussion at a recent AMII meeting. In the absence of proper debate, Insurance Age's Liz McMahon brings viewpoints together
Consumers and businesses are looking ahead to 2010 with a degree of optimism, and this positive thinking is also alive and well within the broker profession.
Research from Scottish Widows has revealed that about 2.6 million sole traders in the UK are leaving their businesses vulnerable by not protecting the owner or key person.
Groupama Insurance has adjusted its Personal Accident policy to aid brokers targeting the SME sector.
Quigley's Fine Wine and Champagne Merchants is looking to take out some business protection in the event that one of the four directors dies. All four - Ryan, Steve, Dave and Jack - are in their mid-forties and in generally good health, although Steve...
In tight times companies can see PMI as a luxury. What can an adviser do to counter these thoughts? Alistair Sclare looks at the opposing arguments.
Ian Talbot examines how brokers can find innovative ways for clients to retain their PMI policies while also continuing to treat customers fairly against this backdrop of economic upheaval.
Changes are ahead in how medicine is financed. Dr Natalie-Jane Macdonald talks to Paul Robertson about cancer top-ups, wellness programmes and the role of the NHS.
Business owners should be aware that banks may not be able to provide credit and offer support in the frosty economic climate making business protection increasingly important, writes Jerry Bayman.