Life insurance

New business development manager will take responsibility for growing white label service

Personal life insurance and critical illness products now available to advisers via online application service

Less so if cause of death is heart attack or lung cancer

Almost half of UK households risk losing up to £25,000 a year should a female member aged 25 - 45 lose their income

Research from Scottish Widows also shows only 13% of mums have a critical illness policy

People marrying later potentially more exposed to IHT and financial pitfalls

For direct-to-consumer life business to overcome CIC barriers

Less than half of family-run firms have a succession plan, research from Legal & General has revealed

Two fifths have never heard of writing a life insurance policy into a trust however eight in 10 have assets they want to pass on, research by Legal & General has revealed.

Coronary heart disease kills 70,000 in the UK every year, while only a third of the population have life insurance, research by Scottish Widows has revealed.