The taxation of trusts written for whole of life policies can easily be reduced. Ian Smart explains the Rysaffe Principle.
The number of employees receiving taxable benefits in kind has fallen by 300,000 since 2004, HMRC data reveals.
Relevant life policies can offer advisers an excellent path into the company protection arena. But how do they work? Jerry Bayman explains.
As a small IFA, I have recently redirected my business towards the SME group market. I am finding clients are obsessed with the price alone. Should I make an effort to sell on the added value of these products, such as EAPs, or should I just concentrate...
Over a third (36%) of employers are still to take action after the removal of the Earnings Cap along with other pre A-Day rules in April 2011, with a further 30% still undecided on what course of action to take.
Private Medical Insurance (PMI) provider WPA has released evidence the tax treatment of its Corporate Deductible schemes is sanctioned by the taxman.
When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.
Ellipse has launched a tool to aid advisers and scheme founders to establish their own trust and complete the HMRC registration process.
HMRC will stage a series of open meetings to discuss the ‘substantial amount of work' remaining on the reclassifying protection business for providers under a new tax regime.
The Cycle to Work scheme has been growing in popularity. However, have HMRC guidance plus a recent court ruling put a spanner in the spokes? Paul Bartlett investigates