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HMRC

PMI

Risk Clinic: my clients are obsessed with price

As a small IFA, I have recently redirected my business towards the SME group market. I am finding clients are obsessed with the price alone. Should I make an effort to sell on the added value of these products, such as EAPs, or should I just concentrate...

clock 22 June 2012 • 4 min read

Regulation

Employers still facing unlimited employee benefits liability over earnings cap removal

Over a third (36%) of employers are still to take action after the removal of the Earnings Cap along with other pre A-Day rules in April 2011, with a further 30% still undecided on what course of action to take.

clock 11 April 2012 •

Group PMI

WPA reasserts IPT position on Corporate Deductible schemes

Private Medical Insurance (PMI) provider WPA has released evidence the tax treatment of its Corporate Deductible schemes is sanctioned by the taxman.

clock 29 March 2012 •

Whole of Life

Whole of Life - Flickering into life

When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.

clock 24 February 2012 • 7 min read

Group Protection

Ellipse unveils group life scheme trust support tool

Ellipse has launched a tool to aid advisers and scheme founders to establish their own trust and complete the HMRC registration process.

clock 02 August 2011 • 1 min read

uncategorised

'Substantial amount of work' to complete new protection tax regime - HMRC

HMRC will stage a series of open meetings to discuss the ‘substantial amount of work' remaining on the reclassifying protection business for providers under a new tax regime.

clock 28 March 2011 • 1 min read

uncategorised

A spanner in the spokes?

The Cycle to Work scheme has been growing in popularity. However, have HMRC guidance plus a recent court ruling put a spanner in the spokes? Paul Bartlett investigates

clock 01 November 2010 •

Individual Protection

Warning of protection 'firesale' in 2011 ahead of Solvency II

Experts are bracing themselves for a "firesale" of protection products next year ahead of a rule change which could see premiums soar by 10%.

clock 06 August 2010 • 1 min read

PMI

Data protected by 'wing and a prayer' - WPA

WPA has accused financial service companies of relying on "wings and prayers" to provide security for their clients' data.

clock 15 April 2010 • 1 min read

Adviser / Broking

Is your firm prepared for tax changes? View HMRC podcast

HM Revenue & Customs (HMRC) has launched its first ever ‘Super Podcast', to alert businesses to major changes in the way they file and pay VAT, PAYE and corporation tax.

clock 09 March 2010 • 1 min read
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