NI thresholds raised by £3,000
People to reach cap much quicker
'Little to no impact on firms already not meeting obligations'
“A real blow for people with less income and savings”
11% of UK households have a savings shortfall
Baby boomers, generation X and millennials
Unadvised can spend 50 hours on IHT admin
Sesame most complained-about advice firm
1,044 complaints against advisers in six months