Generali Global Health has launched Global Choice providing flexible coverage for groups with as little as three employees.
The insurer said the policy has a modular benefit structure with a "simpler pricing mechanism that minimises fluctuation in premiums year-on-year."
Customers initially choose from one of three core options - Select, Classic and Premier - with limits ranging from US$1m/€875,000/£650,000 to US$4.5m/€4m/3m.
They then choose from one of three out-patient cover options, with similarly increasing benefit limits.
Once customers have chosen their core and out-patient cover, they can boost their plan with extra benefits such as wellness and routine check-ups, fertility treatment, vision care, dental care and pregnancy cover.
Global Choice's pricing mechanism uses a group's average age to create a single adult and child rating structure that will apply to any new joiners during the period of insurance.
Marco Giacomelli, head of Generali Global Health said: "Global Choice is designed to fit our client's and member's individual healthcare needs and we believe it's one of the most flexible products on the market today. Our direct payment facility and 24 hour support, seven days a week, provides genuine peace of mind for globally mobile individuals. And the product's pricing structure adds cost clarity for budget holders."
