Zurich is improving the underwriting service on its mortgage and family protection proposition.
The provider is aiming to improve the application process and make it more efficient for advisers and clients.
For applicants aged 35 and under, it is increasing the level of life cover at which automatic medical evidence (nurse screen examination) is required, from £600,000 to £750,001, and it has also decided that general practioner's reports (GPR) are no longer needed for applicants seeking less than £1m of life cover (unless as a result of a relevant disclosure).
For applicants up to age 40, nurse screening examinations will replace the need for GPRs, and for applicants over 60 it is removing automatic HIV testing.
These latest enhancements are outlined in the updated non medical limits pocket guide, which can be downloaded from the Zurich website.
