Pulse Insurance has launched a policy offering up to £200,000 of accidental death cover and either £10,000 or £25,000 life cover - without a doctor's report or medical examination.
The term of cover, called Harbour, is ten years and the policy is available to all UK citizens. Cover can be put in place in a matter of a few days as opposed to up to several months, the normal length of time taken when a medical or doctor's report is required.
Paul Sandilands, Managing Director of Pulse, said: "A person living with HIV is entitled to be able to provide for their family and dependents without worrying about jumping through hoops or having to undergo lengthy and intrusive medical enquiries. We are extremely pleased to be launching Harbour to those who have previously struggled to secure any kind of life insurance."
There are currently thought to be 83,000 people living with HIV in the UK.
