Legal & General has developed a private medical insurance (PMI) cover available for both individual ...
Legal & General has developed a private medical insurance (PMI) cover available for both individual and corporate clients.
Launched at the AMII conference, the plan, Healthcare Choice, offers a modular system where customers can choose options to suit their needs.
Designed for customers who are looking for more flexibility, it allows intermediaries to select cover for their clients from a range of nine options.
Four of the options included in Healthcare Choice are core modules. They include inpatient and day care; full outpatient; selected outpatient; and cancer treatment. There are five additional modules, which include psychiatric care, everyday health, family care and support services.
The cancer treatment module offers private health cover for treatments such as hospital accommodation charges, radiotherapy and chemotherapy costs as well as home nursing and cash payments for overnight and daycare hospital stays.
In addition, the support services offer nurse or GP help over the phone to patients and families, where medical professionals explain diagnoses or treatments.
Chris Rolland, director of healthcare at Legal & General, said: "Consumer research has shown that customers would like the ability to add on extras.
"Cancer cover remains one of the main areas demanded by customers."
