Underwriting practices are evolving however there is still work to be done, writes COVER's Adam Saville
No longer is ‘access to insurance' just a buzz term for the protection industry. It is steadily becoming a reality. With a DWP-led working group dedicated to the issue and charity-supported industry campaigns aimed at breaking down underwriting barriers, cover is being made available to more people than ever before, including those with a complex medical history. Back in the ‘80s and ‘90s, for example, due to the potential risk associated with HIV, customers applying for life insurance were asked not only about sexuality but even occupations or lifestyle suggestive of sexuality. Fortuna...
To continue reading this article...
Join COVER for free
Signup and gain exclusive members-only insights
- Unlimited access to real-time news, key trend analysis and industry insights.
- Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
- Receive breaking news stories straight to your inbox in the daily newsletter.
- Members only access to monthly programme 'The COVER Review'
- Be the first to hear about our CPD accredited events and awards programmes.
