Underwriting practices are evolving however there is still work to be done, writes COVER's Adam Saville
No longer is ‘access to insurance' just a buzz term for the protection industry. It is steadily becoming a reality. With a DWP-led working group dedicated to the issue and charity-supported industry campaigns aimed at breaking down underwriting barriers, cover is being made available to more people than ever before, including those with a complex medical history. Back in the ‘80s and ‘90s, for example, due to the potential risk associated with HIV, customers applying for life insurance were asked...
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