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Feature

MPPI

Longevity - If the genes fit...

Ever wondered why females tend to outlive males? Is gender a ‘short-cut' - a proxy to behavioural differences? Eli Friedwald takes a tour of the competing theories trying to explain the difference in life expectancy between the sexes

clock 26 September 2011 • 7 min read

Underwriting

Risk Clinic: FIB on critical illness

I have a client making a claim on a critical illness (CI) policy. The provider is suggesting they take a lump sum payment rather than the family income benefit (FIB) they originally bought. I realise there are various arguments for each side, but what...

clock 12 September 2011 • 4 min read

PMI

PMI Fraud - Beat the cheats

Healthcare insurance fraud represents a growing threat, as a weakened economy creates incentives for criminals. Larry Jacobson describes a technological approach to fighting back.

clock 12 September 2011 • 7 min read

Adviser / Broking

The ten most common underwriting queries (and answers)

Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...

clock 09 September 2011 • 3 min read

Individual Protection

Interview - Paul Broadhead

Paul Broadhead of the Building Society Association lays out his plan to revive the mortgage market to Paul Robertson.

clock 01 September 2011 • 7 min read

Underwriting

Risk Clinic: Addiction

My client is a 48-year-old successful businessman with a wife and two children. He was a cocaine addict but has been through rehab three times and is currently clean. He also smokes. Having no protection at the moment, he is aware of the need to look...

clock 11 August 2011 • 4 min read

Long Term Care

Long term care - Dilnot in Wonderland?

The Dilnot Commission may have come up with a workable solution to the adult social care problem but, as Peter Barnett explains, it has to get past the politician.

clock 11 August 2011 • 9 min read

Cashplans

Horses for courses - Cash Plans

With private medical insurance a stretch for many firms, Lee Andre makes the case for introducing cash plans into the workplace.

clock 11 August 2011 •

MPPI

MPPI: Rising from the ashes

Protecting the biggest purchase a person is likely to make should be a key decision. Owain Thomas asks whether mortgage payment protection insurance is still a worthwhile option.

clock 11 August 2011 • 7 min read

Marketing

Around the world: Using social media in the Netherlands

Social media is increasingly being used for promotion, customer research and product development. The question is will this marketing go viral. Greg Becker investigates

clock 11 August 2011 • 3 min read
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