personal finance

Report by Lowell shows

Five core functions

Those caring for children and older relatives are under financial strain, research finds

36% of UK households have no savings whatsoever

Survey of over-50s finds £55,000 a year to be ideal annual income from age 65 onwards, however the average pension pot is only £50,000 in total

The UK Group Risk market - more employees and premiums, but still too few employers writes Paul Avis.